Credit Policy Analyst

We're looking for a detail-oriented and collaborative Credit Policy Analyst to support the ongoing development, maintenance, implementation, and governance of credit policies, standards, and supporting principles across our organization. In this role, you'll contribute to effective credit risk governance practices that align with our approved risk appetite, strategic priorities, regulatory expectations, and sound lending practices.

How you'll be spending your time

• Supporting the development, maintenance, and ongoing enhancement of consumer, residential, commercial, and agriculture credit policies and standards.
• Researching, drafting, and updating credit policy documentation to support organizational objectives, regulatory requirements, and evolving business needs.
• Contributing to credit policy review cycles, interim updates, version control processes, and governance documentation.
• Researching legislative, regulatory, insurer, and industry developments that may impact lending practices and credit risk management.
• Identifying emerging risks, policy gaps, and opportunities to improve credit policy clarity, consistency, and effectiveness.
• Supporting responses related to internal audit findings, regulatory reviews, and policy-related governance requests.
• Providing guidance and clarification to business line leaders and stakeholders regarding credit policy interpretation and application.

The experience you bring

• Financial institution experience is preferred.
• A minimum of five years of experience in consumer, commercial and/or agriculture lending, adjudication, credit operations, or related support functions.
• Experience supporting or developing credit policy and governance documentation is considered an asset.
• An understanding of lending practices, underwriting principles, and credit risk management concepts.
• Familiarity with government and insurer lending programs and requirements.